A consumer Credit Counseling Service - Debt Management Plans.

Consumer Credit Counseling Services

Counseling–

• Advise you in managing your money
• Offer solutions to your current financial problems
• Develop a personalized plan to help you prevent future difficulties

Debt Management Plans–

• Reduced or waived charges
• Fewer collection calls
• Systematic payments
• Reestablish credit
• 36-60 months

Money Management Education–

• Elementary School students basic money concepts
• High School students learn about renting an apartment, buying a car, establishing credit and using it wisely.
• Adult groups learn budgeting, credit and how to handle debt

Homeowner Counseling and Education–

• Understand the home buying process
• How much you can realistically afford
• Review your credit, help prepare your credit for homeownership
• Develop a savings plan for down payment
• Decide what kind of mortgage is right for you