Home Ownership Programs
Qualifying for a home mortgage can be a challenge especially after the recent economic crisis. Many public and private lenders require that borrowers complete a homebuyer education course provided by a HUD-certified housing counseling agency. The CDC is certified to provide the required course and the necessary counseling to enable potential first-time homebuyers to succeed.
Another challenge may be overcoming credit issues and building an acceptable credit score. The CDC is not a credit counseling agency, however our certified housing counselors can provide valuable guidance and a referral to a credit counseling agency if advisable.
In the recent past the CDC has developed affordable new and rehabilitated single-family homes which have then been sold to HUD income eligible families. Check with us to determine whether any properties are presently available.
Homes developed and sold by the CDC:
Homes rehabilitated and sold by the CDC: